Insurance coverage is a agreement between protection client and protection company, where the company promises to pay a designated beneficiary a sum of money (the "benefits") upon the loss of life of the insured person. Depending on the agreement, other events such as terminal sickness or critical sickness may also trigger payment. The client typically pays a top quality, either regularly or as a large sum. Other costs (such as funeral expenses) are also sometimes included in the premium; however in the Australia the predominant form simply identifies a large sum to be paid on the insurance holder's loss of life.
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